Fire

This insurance guarantees the physical losses and damage that may happen to covered items as a result of fire dangers and/or lightning, riot, civil unrest, labor strikes, earthquakes, natural hazards, water pipe explosions, and losses or material damages arising from vehicles collision or aircraft or articles dropped therefrom.

Types:

Fire and Allied Perils Policy (Standard): Provides coverage for physical damage caused by fire, lightning, explosions, riots, strikes, and natural catastrophes such as storms.

Burglary Insurance: Covers losses resulting from theft that involves forcible and violent entry to or exit from the insured premises.

Fire & Burglary (Combined) Policy: An integrated policy offering protection for commercial or residential property against both fire-related risks and burglary.

All Risks Policy: Provides comprehensive coverage for physical loss or damage to insured property from all sudden and unforeseen causes, except for those specifically excluded under the policy terms and conditions.